MENU

Kalkulator kredytowy

Kalkulator kredytowy

Kredyt hipoteczny, kredyt konsumpcyjny (np. zakup na raty) lub pożyczka

Informacja kwota kredytu lub pożyczki
Informacja oprocentowanie kredytu lub pożyczki %
Okres spłaty: Informacja okres spłaty kredytu lub pożyczki
Raty: Informacja rodzaj raty kredytu lub pożyczki
Kwota: 50000, oprocentowanie: 5,8%, okres spłaty 30 lat
Raty równe: koszt kredytu wynosi 105 616,80 a suma odsetek 55 613,62.
Raty malejące: koszt kredytu wynosi 93 620,83 a suma odsetek 43 620,83.

Szczegółowa kalkulacja rat kredytu lub pożyczki i plan spłaty
Lp. Raty równeKapitał raty równeOdsetki raty równe Raty malejąceKapitał raty malejąceOdsetki raty malejące Różnica w wysokości rat
Suma 105 616,8050 003,1855 613,62 93 620,8350 000,0043 620,83 11 995,94
1 293,3851,71241,67 380,56138,89241,67 -87,18
2 293,3851,96241,42 379,88138,89241,00 -86,50
3 293,3852,21241,17 379,21138,89240,32 -85,83
4 293,3852,47240,91 378,54138,89239,65 -85,16
5 293,3852,72240,66 377,87138,89238,98 -84,49
6 293,3852,98240,40 377,20138,89238,31 -83,82
7 293,3853,23240,15 376,53138,89237,64 -83,15
8 293,3853,49239,89 375,86138,89236,97 -82,48
9 293,3853,75239,63 375,19138,89236,30 -81,81
10 293,3854,01239,37 374,51138,89235,63 -81,13
11 293,3854,27239,11 373,84138,89234,95 -80,46
12 293,3854,53238,85 373,17138,89234,28 -79,79
13 293,3854,79238,59 372,50138,89233,61 -79,12
14 293,3855,06238,32 371,83138,89232,94 -78,45
15 293,3855,32238,06 371,16138,89232,27 -77,78
16 293,3855,59237,79 370,49138,89231,60 -77,11
17 293,3855,86237,52 369,81138,89230,93 -76,43
18 293,3856,13237,25 369,14138,89230,25 -75,76
19 293,3856,40236,98 368,47138,89229,58 -75,09
20 293,3856,67236,71 367,80138,89228,91 -74,42
21 293,3856,95236,43 367,13138,89228,24 -73,75
22 293,3857,22236,16 366,46138,89227,57 -73,08
23 293,3857,50235,88 365,79138,89226,90 -72,41
24 293,3857,78235,60 365,12138,89226,23 -71,74
25 293,3858,06235,32 364,44138,89225,56 -71,06
26 293,3858,34235,04 363,77138,89224,88 -70,39
27 293,3858,62234,76 363,10138,89224,21 -69,72
28 293,3858,90234,48 362,43138,89223,54 -69,05
29 293,3859,19234,19 361,76138,89222,87 -68,38
30 293,3859,47233,91 361,09138,89222,20 -67,71
31 293,3859,76233,62 360,42138,89221,53 -67,04
32 293,3860,05233,33 359,75138,89220,86 -66,37
33 293,3860,34233,04 359,07138,89220,19 -65,69
34 293,3860,63232,75 358,40138,89219,51 -65,02
35 293,3860,93232,45 357,73138,89218,84 -64,35
36 293,3861,22232,16 357,06138,89218,17 -63,68
37 293,3861,52231,86 356,39138,89217,50 -63,01
38 293,3861,81231,57 355,72138,89216,83 -62,34
39 293,3862,11231,27 355,05138,89216,16 -61,67
40 293,3862,41230,97 354,38138,89215,49 -61,00
41 293,3862,71230,67 353,70138,89214,81 -60,32
42 293,3863,02230,36 353,03138,89214,14 -59,65
43 293,3863,32230,06 352,36138,89213,47 -58,98
44 293,3863,63229,75 351,69138,89212,80 -58,31
45 293,3863,94229,44 351,02138,89212,13 -57,64
46 293,3864,24229,14 350,35138,89211,46 -56,97
47 293,3864,55228,83 349,68138,89210,79 -56,30
48 293,3864,87228,51 349,00138,89210,12 -55,62
49 293,3865,18228,20 348,33138,89209,44 -54,95
50 293,3865,50227,88 347,66138,89208,77 -54,28
51 293,3865,81227,57 346,99138,89208,10 -53,61
52 293,3866,13227,25 346,32138,89207,43 -52,94
53 293,3866,45226,93 345,65138,89206,76 -52,27
54 293,3866,77226,61 344,98138,89206,09 -51,60
55 293,3867,09226,29 344,31138,89205,42 -50,93
56 293,3867,42225,96 343,63138,89204,75 -50,25
57 293,3867,74225,64 342,96138,89204,07 -49,58
58 293,3868,07225,31 342,29138,89203,40 -48,91
59 293,3868,40224,98 341,62138,89202,73 -48,24
60 293,3868,73224,65 340,95138,89202,06 -47,57
61 293,3869,06224,32 340,28138,89201,39 -46,90
62 293,3869,40223,98 339,61138,89200,72 -46,23
63 293,3869,73223,65 338,94138,89200,05 -45,56
64 293,3870,07223,31 338,26138,89199,38 -44,88
65 293,3870,41222,97 337,59138,89198,70 -44,21
66 293,3870,75222,63 336,92138,89198,03 -43,54
67 293,3871,09222,29 336,25138,89197,36 -42,87
68 293,3871,43221,95 335,58138,89196,69 -42,20
69 293,3871,78221,60 334,91138,89196,02 -41,53
70 293,3872,13221,25 334,24138,89195,35 -40,86
71 293,3872,47220,91 333,56138,89194,68 -40,18
72 293,3872,82220,56 332,89138,89194,00 -39,51
73 293,3873,18220,20 332,22138,89193,33 -38,84
74 293,3873,53219,85 331,55138,89192,66 -38,17
75 293,3873,89219,49 330,88138,89191,99 -37,50
76 293,3874,24219,14 330,21138,89191,32 -36,83
77 293,3874,60218,78 329,54138,89190,65 -36,16
78 293,3874,96218,42 328,87138,89189,98 -35,49
79 293,3875,32218,06 328,19138,89189,31 -34,81
80 293,3875,69217,69 327,52138,89188,63 -34,14
81 293,3876,05217,33 326,85138,89187,96 -33,47
82 293,3876,42216,96 326,18138,89187,29 -32,80
83 293,3876,79216,59 325,51138,89186,62 -32,13
84 293,3877,16216,22 324,84138,89185,95 -31,46
85 293,3877,54215,84 324,17138,89185,28 -30,79
86 293,3877,91215,47 323,50138,89184,61 -30,12
87 293,3878,29215,09 322,82138,89183,94 -29,44
88 293,3878,67214,71 322,15138,89183,26 -28,77
89 293,3879,05214,33 321,48138,89182,59 -28,10
90 293,3879,43213,95 320,81138,89181,92 -27,43
91 293,3879,81213,57 320,14138,89181,25 -26,76
92 293,3880,20213,18 319,47138,89180,58 -26,09
93 293,3880,58212,80 318,80138,89179,91 -25,42
94 293,3880,97212,41 318,13138,89179,24 -24,75
95 293,3881,37212,01 317,45138,89178,56 -24,07
96 293,3881,76211,62 316,78138,89177,89 -23,40
97 293,3882,15211,23 316,11138,89177,22 -22,73
98 293,3882,55210,83 315,44138,89176,55 -22,06
99 293,3882,95210,43 314,77138,89175,88 -21,39
100 293,3883,35210,03 314,10138,89175,21 -20,72
101 293,3883,75209,63 313,43138,89174,54 -20,05
102 293,3884,16209,22 312,75138,89173,87 -19,37
103 293,3884,57208,81 312,08138,89173,19 -18,70
104 293,3884,97208,41 311,41138,89172,52 -18,03
105 293,3885,38208,00 310,74138,89171,85 -17,36
106 293,3885,80207,58 310,07138,89171,18 -16,69
107 293,3886,21207,17 309,40138,89170,51 -16,02
108 293,3886,63206,75 308,73138,89169,84 -15,35
109 293,3887,05206,33 308,06138,89169,17 -14,68
110 293,3887,47205,91 307,38138,89168,50 -14,00
111 293,3887,89205,49 306,71138,89167,82 -13,33
112 293,3888,32205,06 306,04138,89167,15 -12,66
113 293,3888,74204,64 305,37138,89166,48 -11,99
114 293,3889,17204,21 304,70138,89165,81 -11,32
115 293,3889,60203,78 304,03138,89165,14 -10,65
116 293,3890,04203,34 303,36138,89164,47 -9,98
117 293,3890,47202,91 302,69138,89163,80 -9,31
118 293,3890,91202,47 302,01138,89163,13 -8,63
119 293,3891,35202,03 301,34138,89162,45 -7,96
120 293,3891,79201,59 300,67138,89161,78 -7,29
121 293,3892,23201,15 300,00138,89161,11 -6,62
122 293,3892,68200,70 299,33138,89160,44 -5,95
123 293,3893,13200,25 298,66138,89159,77 -5,28
124 293,3893,58199,80 297,99138,89159,10 -4,61
125 293,3894,03199,35 297,31138,89158,43 -3,93
126 293,3894,48198,90 296,64138,89157,75 -3,26
127 293,3894,94198,44 295,97138,89157,08 -2,59
128 293,3895,40197,98 295,30138,89156,41 -1,92
129 293,3895,86197,52 294,63138,89155,74 -1,25
130 293,3896,32197,06 293,96138,89155,07 -0,58
131 293,3896,79196,59 293,29138,89154,40 0,09
132 293,3897,26196,12 292,62138,89153,73 0,76
133 293,3897,73195,65 291,94138,89153,06 1,44
134 293,3898,20195,18 291,27138,89152,38 2,11
135 293,3898,67194,71 290,60138,89151,71 2,78
136 293,3899,15194,23 289,93138,89151,04 3,45
137 293,3899,63193,75 289,26138,89150,37 4,12
138 293,38100,11193,27 288,59138,89149,70 4,79
139 293,38100,60192,78 287,92138,89149,03 5,46
140 293,38101,08192,30 287,25138,89148,36 6,13
141 293,38101,57191,81 286,57138,89147,69 6,81
142 293,38102,06191,32 285,90138,89147,01 7,48
143 293,38102,55190,83 285,23138,89146,34 8,15
144 293,38103,05190,33 284,56138,89145,67 8,82
145 293,38103,55189,83 283,89138,89145,00 9,49
146 293,38104,05189,33 283,22138,89144,33 10,16
147 293,38104,55188,83 282,55138,89143,66 10,83
148 293,38105,06188,32 281,88138,89142,99 11,50
149 293,38105,56187,82 281,20138,89142,31 12,18
150 293,38106,07187,31 280,53138,89141,64 12,85
151 293,38106,59186,79 279,86138,89140,97 13,52
152 293,38107,10186,28 279,19138,89140,30 14,19
153 293,38107,62185,76 278,52138,89139,63 14,86
154 293,38108,14185,24 277,85138,89138,96 15,53
155 293,38108,66184,72 277,18138,89138,29 16,20
156 293,38109,19184,19 276,50138,89137,62 16,88
157 293,38109,72183,66 275,83138,89136,94 17,55
158 293,38110,25183,13 275,16138,89136,27 18,22
159 293,38110,78182,60 274,49138,89135,60 18,89
160 293,38111,31182,07 273,82138,89134,93 19,56
161 293,38111,85181,53 273,15138,89134,26 20,23
162 293,38112,39180,99 272,48138,89133,59 20,90
163 293,38112,94180,44 271,81138,89132,92 21,57
164 293,38113,48179,90 271,13138,89132,25 22,25
165 293,38114,03179,35 270,46138,89131,57 22,92
166 293,38114,58178,80 269,79138,89130,90 23,59
167 293,38115,14178,24 269,12138,89130,23 24,26
168 293,38115,69177,69 268,45138,89129,56 24,93
169 293,38116,25177,13 267,78138,89128,89 25,60
170 293,38116,81176,57 267,11138,89128,22 26,27
171 293,38117,38176,00 266,44138,89127,55 26,94
172 293,38117,95175,43 265,76138,89126,88 27,62
173 293,38118,52174,86 265,09138,89126,20 28,29
174 293,38119,09174,29 264,42138,89125,53 28,96
175 293,38119,66173,72 263,75138,89124,86 29,63
176 293,38120,24173,14 263,08138,89124,19 30,30
177 293,38120,82172,56 262,41138,89123,52 30,97
178 293,38121,41171,97 261,74138,89122,85 31,64
179 293,38121,99171,39 261,06138,89122,18 32,32
180 293,38122,58170,80 260,39138,89121,50 32,99
181 293,38123,18170,20 259,72138,89120,83 33,66
182 293,38123,77169,61 259,05138,89120,16 34,33
183 293,38124,37169,01 258,38138,89119,49 35,00
184 293,38124,97168,41 257,71138,89118,82 35,67
185 293,38125,58167,80 257,04138,89118,15 36,34
186 293,38126,18167,20 256,37138,89117,48 37,01
187 293,38126,79166,59 255,69138,89116,81 37,69
188 293,38127,40165,98 255,02138,89116,13 38,36
189 293,38128,02165,36 254,35138,89115,46 39,03
190 293,38128,64164,74 253,68138,89114,79 39,70
191 293,38129,26164,12 253,01138,89114,12 40,37
192 293,38129,89163,49 252,34138,89113,45 41,04
193 293,38130,51162,87 251,67138,89112,78 41,71
194 293,38131,14162,24 251,00138,89112,11 42,38
195 293,38131,78161,60 250,32138,89111,44 43,06
196 293,38132,42160,96 249,65138,89110,76 43,73
197 293,38133,06160,32 248,98138,89110,09 44,40
198 293,38133,70159,68 248,31138,89109,42 45,07
199 293,38134,34159,04 247,64138,89108,75 45,74
200 293,38134,99158,39 246,97138,89108,08 46,41
201 293,38135,65157,73 246,30138,89107,41 47,08
202 293,38136,30157,08 245,63138,89106,74 47,75
203 293,38136,96156,42 244,95138,89106,06 48,43
204 293,38137,62155,76 244,28138,89105,39 49,10
205 293,38138,29155,09 243,61138,89104,72 49,77
206 293,38138,96154,42 242,94138,89104,05 50,44
207 293,38139,63153,75 242,27138,89103,38 51,11
208 293,38140,30153,08 241,60138,89102,71 51,78
209 293,38140,98152,40 240,93138,89102,04 52,45
210 293,38141,66151,72 240,25138,89101,37 53,13
211 293,38142,35151,03 239,58138,89100,69 53,80
212 293,38143,04150,34 238,91138,89100,02 54,47
213 293,38143,73149,65 238,24138,8999,35 55,14
214 293,38144,42148,96 237,57138,8998,68 55,81
215 293,38145,12148,26 236,90138,8998,01 56,48
216 293,38145,82147,56 236,23138,8997,34 57,15
217 293,38146,53146,85 235,56138,8996,67 57,82
218 293,38147,23146,15 234,88138,8996,00 58,50
219 293,38147,95145,43 234,21138,8995,32 59,17
220 293,38148,66144,72 233,54138,8994,65 59,84
221 293,38149,38144,00 232,87138,8993,98 60,51
222 293,38150,10143,28 232,20138,8993,31 61,18
223 293,38150,83142,55 231,53138,8992,64 61,85
224 293,38151,56141,82 230,86138,8991,97 62,52
225 293,38152,29141,09 230,19138,8991,30 63,19
226 293,38153,02140,36 229,51138,8990,63 63,87
227 293,38153,76139,62 228,84138,8989,95 64,54
228 293,38154,51138,87 228,17138,8989,28 65,21
229 293,38155,25138,13 227,50138,8988,61 65,88
230 293,38156,00137,38 226,83138,8987,94 66,55
231 293,38156,76136,62 226,16138,8987,27 67,22
232 293,38157,52135,86 225,49138,8986,60 67,89
233 293,38158,28135,10 224,81138,8985,93 68,57
234 293,38159,04134,34 224,14138,8985,25 69,24
235 293,38159,81133,57 223,47138,8984,58 69,91
236 293,38160,58132,80 222,80138,8983,91 70,58
237 293,38161,36132,02 222,13138,8983,24 71,25
238 293,38162,14131,24 221,46138,8982,57 71,92
239 293,38162,92130,46 220,79138,8981,90 72,59
240 293,38163,71129,67 220,12138,8981,23 73,26
241 293,38164,50128,88 219,44138,8980,56 73,94
242 293,38165,30128,08 218,77138,8979,88 74,61
243 293,38166,10127,28 218,10138,8979,21 75,28
244 293,38166,90126,48 217,43138,8978,54 75,95
245 293,38167,70125,68 216,76138,8977,87 76,62
246 293,38168,52124,86 216,09138,8977,20 77,29
247 293,38169,33124,05 215,42138,8976,53 77,96
248 293,38170,15123,23 214,75138,8975,86 78,63
249 293,38170,97122,41 214,07138,8975,19 79,31
250 293,38171,80121,58 213,40138,8974,51 79,98
251 293,38172,63120,75 212,73138,8973,84 80,65
252 293,38173,46119,92 212,06138,8973,17 81,32
253 293,38174,30119,08 211,39138,8972,50 81,99
254 293,38175,14118,24 210,72138,8971,83 82,66
255 293,38175,99117,39 210,05138,8971,16 83,33
256 293,38176,84116,54 209,38138,8970,49 84,00
257 293,38177,69115,69 208,70138,8969,81 84,68
258 293,38178,55114,83 208,03138,8969,14 85,35
259 293,38179,42113,96 207,36138,8968,47 86,02
260 293,38180,28113,10 206,69138,8967,80 86,69
261 293,38181,15112,23 206,02138,8967,13 87,36
262 293,38182,03111,35 205,35138,8966,46 88,03
263 293,38182,91110,47 204,68138,8965,79 88,70
264 293,38183,79109,59 204,00138,8965,12 89,38
265 293,38184,68108,70 203,33138,8964,44 90,05
266 293,38185,58107,80 202,66138,8963,77 90,72
267 293,38186,47106,91 201,99138,8963,10 91,39
268 293,38187,37106,01 201,32138,8962,43 92,06
269 293,38188,28105,10 200,65138,8961,76 92,73
270 293,38189,19104,19 199,98138,8961,09 93,40
271 293,38190,10103,28 199,31138,8960,42 94,07
272 293,38191,02102,36 198,63138,8959,75 94,75
273 293,38191,95101,43 197,96138,8959,07 95,42
274 293,38192,87100,51 197,29138,8958,40 96,09
275 293,38193,8199,57 196,62138,8957,73 96,76
276 293,38194,7498,64 195,95138,8957,06 97,43
277 293,38195,6897,70 195,28138,8956,39 98,10
278 293,38196,6396,75 194,61138,8955,72 98,77
279 293,38197,5895,80 193,94138,8955,05 99,44
280 293,38198,5394,85 193,26138,8954,38 100,12
281 293,38199,4993,89 192,59138,8953,70 100,79
282 293,38200,4692,92 191,92138,8953,03 101,46
283 293,38201,4391,95 191,25138,8952,36 102,13
284 293,38202,4090,98 190,58138,8951,69 102,80
285 293,38203,3890,00 189,91138,8951,02 103,47
286 293,38204,3689,02 189,24138,8950,35 104,14
287 293,38205,3588,03 188,56138,8949,68 104,82
288 293,38206,3487,04 187,89138,8949,00 105,49
289 293,38207,3486,04 187,22138,8948,33 106,16
290 293,38208,3485,04 186,55138,8947,66 106,83
291 293,38209,3584,03 185,88138,8946,99 107,50
292 293,38210,3683,02 185,21138,8946,32 108,17
293 293,38211,3882,00 184,54138,8945,65 108,84
294 293,38212,4080,98 183,87138,8944,98 109,51
295 293,38213,4379,95 183,19138,8944,31 110,19
296 293,38214,4678,92 182,52138,8943,63 110,86
297 293,38215,4977,89 181,85138,8942,96 111,53
298 293,38216,5476,84 181,18138,8942,29 112,20
299 293,38217,5875,80 180,51138,8941,62 112,87
300 293,38218,6374,75 179,84138,8940,95 113,54
301 293,38219,6973,69 179,17138,8940,28 114,21
302 293,38220,7572,63 178,50138,8939,61 114,88
303 293,38221,8271,56 177,82138,8938,94 115,56
304 293,38222,8970,49 177,15138,8938,26 116,23
305 293,38223,9769,41 176,48138,8937,59 116,90
306 293,38225,0568,33 175,81138,8936,92 117,57
307 293,38226,1467,24 175,14138,8936,25 118,24
308 293,38227,2366,15 174,47138,8935,58 118,91
309 293,38228,3365,05 173,80138,8934,91 119,58
310 293,38229,4363,95 173,13138,8934,24 120,25
311 293,38230,5462,84 172,45138,8933,56 120,93
312 293,38231,6661,72 171,78138,8932,89 121,60
313 293,38232,7860,60 171,11138,8932,22 122,27
314 293,38233,9059,48 170,44138,8931,55 122,94
315 293,38235,0358,35 169,77138,8930,88 123,61
316 293,38236,1757,21 169,10138,8930,21 124,28
317 293,38237,3156,07 168,43138,8929,54 124,95
318 293,38238,4654,92 167,75138,8928,87 125,63
319 293,38239,6153,77 167,08138,8928,19 126,30
320 293,38240,7752,61 166,41138,8927,52 126,97
321 293,38241,9351,45 165,74138,8926,85 127,64
322 293,38243,1050,28 165,07138,8926,18 128,31
323 293,38244,2849,10 164,40138,8925,51 128,98
324 293,38245,4647,92 163,73138,8924,84 129,65
325 293,38246,6446,74 163,06138,8924,17 130,32
326 293,38247,8345,55 162,38138,8923,50 131,00
327 293,38249,0344,35 161,71138,8922,82 131,67
328 293,38250,2443,14 161,04138,8922,15 132,34
329 293,38251,4541,93 160,37138,8921,48 133,01
330 293,38252,6640,72 159,70138,8920,81 133,68
331 293,38253,8839,50 159,03138,8920,14 134,35
332 293,38255,1138,27 158,36138,8919,47 135,02
333 293,38256,3437,04 157,69138,8918,80 135,69
334 293,38257,5835,80 157,01138,8918,13 136,37
335 293,38258,8334,55 156,34138,8917,45 137,04
336 293,38260,0833,30 155,67138,8916,78 137,71
337 293,38261,3332,05 155,00138,8916,11 138,38
338 293,38262,6030,78 154,33138,8915,44 139,05
339 293,38263,8729,51 153,66138,8914,77 139,72
340 293,38265,1428,24 152,99138,8914,10 140,39
341 293,38266,4226,96 152,31138,8913,43 141,07
342 293,38267,7125,67 151,64138,8912,75 141,74
343 293,38269,0124,37 150,97138,8912,08 142,41
344 293,38270,3123,07 150,30138,8911,41 143,08
345 293,38271,6121,77 149,63138,8910,74 143,75
346 293,38272,9220,46 148,96138,8910,07 144,42
347 293,38274,2419,14 148,29138,899,40 145,09
348 293,38275,5717,81 147,62138,898,73 145,76
349 293,38276,9016,48 146,94138,898,06 146,44
350 293,38278,2415,14 146,27138,897,38 147,11
351 293,38279,5813,80 145,60138,896,71 147,78
352 293,38280,9412,44 144,93138,896,04 148,45
353 293,38282,2911,09 144,26138,895,37 149,12
354 293,38283,669,72 143,59138,894,70 149,79
355 293,38285,038,35 142,92138,894,03 150,46
356 293,38286,416,97 142,25138,893,36 151,13
357 293,38287,795,59 141,57138,892,69 151,81
358 293,38289,184,20 140,90138,892,01 152,48
359 293,38290,582,80 140,23138,891,34 153,15
360 293,38291,981,40 139,56138,890,67 153,82
Suma 105 616,8050 003,1855 613,62 93 620,8350 000,0043 620,83 11 995,94
Przedstawiony tu kalkulator kredytów i pożyczek jest multi-walutowy i dobrze policzy Twój mieszkaniowy kredyt hipoteczny (zarówno w złotówkach jak i we frankach), a także pożyczkę na samochód czy sprzęt RTV-AGD. Policzone wartości odsetek kredytów mają jedynie charakter poglądowy - niemniej autorzy dołożyli wielu starań aby wyniki były rzetelne.

*Kalkulacja rat liczona przy założeniu kapitalizacji miesięcznej

Terminy

Zobacz również

© Copyright 2011-2021 by Kalbi.PL Wszelkie prawa zastrzeżone.