Kalkulator kredytowy

Kredyt hipoteczny, kredyt konsumpcyjny (np. zakup na raty) lub pożyczka

Informacja kwota kredytu lub pożyczki
Informacja oprocentowanie kredytu lub pożyczki %
Okres spłaty: Informacja okres spłaty kredytu lub pożyczki
Raty: Informacja rodzaj raty kredytu lub pożyczki
Kwota: 30000, oprocentowanie: 3,4%, okres spłaty 30 lat
Raty równe: koszt kredytu wynosi 47 894,40 a suma odsetek 17 897,22.
Raty malejące: koszt kredytu wynosi 45 342,50 a suma odsetek 15 342,50.

Szczegółowa kalkulacja rat kredytu lub pożyczki i plan spłaty
Lp. Raty równeKapitał raty równeOdsetki raty równe Raty malejąceKapitał raty malejąceOdsetki raty malejące Różnica w wysokości rat
Suma 47 894,4029 997,1817 897,22 45 342,5030 000,0015 342,50 2 551,80
1 133,0448,0485,00 168,3383,3385,00 -35,29
2 133,0448,1884,86 168,1083,3384,76 -35,06
3 133,0448,3184,73 167,8683,3384,53 -34,82
4 133,0448,4584,59 167,6383,3384,29 -34,59
5 133,0448,5984,45 167,3983,3384,06 -34,35
6 133,0448,7284,32 167,1583,3383,82 -34,11
7 133,0448,8684,18 166,9283,3383,58 -33,88
8 133,0449,0084,04 166,6883,3383,35 -33,64
9 133,0449,1483,90 166,4483,3383,11 -33,40
10 133,0449,2883,76 166,2183,3382,88 -33,17
11 133,0449,4283,62 165,9783,3382,64 -32,93
12 133,0449,5683,48 165,7483,3382,40 -32,70
13 133,0449,7083,34 165,5083,3382,17 -32,46
14 133,0449,8483,20 165,2683,3381,93 -32,22
15 133,0449,9883,06 165,0383,3381,69 -31,99
16 133,0450,1282,92 164,7983,3381,46 -31,75
17 133,0450,2682,78 164,5683,3381,22 -31,52
18 133,0450,4182,63 164,3283,3380,99 -31,28
19 133,0450,5582,49 164,0883,3380,75 -31,04
20 133,0450,6982,35 163,8583,3380,51 -30,81
21 133,0450,8482,20 163,6183,3380,28 -30,57
22 133,0450,9882,06 163,3883,3380,04 -30,34
23 133,0451,1381,91 163,1483,3379,81 -30,10
24 133,0451,2781,77 162,9083,3379,57 -29,86
25 133,0451,4281,62 162,6783,3379,33 -29,63
26 133,0451,5681,48 162,4383,3379,10 -29,39
27 133,0451,7181,33 162,1983,3378,86 -29,15
28 133,0451,8581,19 161,9683,3378,63 -28,92
29 133,0452,0081,04 161,7283,3378,39 -28,68
30 133,0452,1580,89 161,4983,3378,15 -28,45
31 133,0452,3080,74 161,2583,3377,92 -28,21
32 133,0452,4480,60 161,0183,3377,68 -27,97
33 133,0452,5980,45 160,7883,3377,44 -27,74
34 133,0452,7480,30 160,5483,3377,21 -27,50
35 133,0452,8980,15 160,3183,3376,97 -27,27
36 133,0453,0480,00 160,0783,3376,74 -27,03
37 133,0453,1979,85 159,8383,3376,50 -26,79
38 133,0453,3479,70 159,6083,3376,26 -26,56
39 133,0453,4979,55 159,3683,3376,03 -26,32
40 133,0453,6479,40 159,1383,3375,79 -26,09
41 133,0453,8079,24 158,8983,3375,56 -25,85
42 133,0453,9579,09 158,6583,3375,32 -25,61
43 133,0454,1078,94 158,4283,3375,08 -25,38
44 133,0454,2578,79 158,1883,3374,85 -25,14
45 133,0454,4178,63 157,9483,3374,61 -24,90
46 133,0454,5678,48 157,7183,3374,38 -24,67
47 133,0454,7278,32 157,4783,3374,14 -24,43
48 133,0454,8778,17 157,2483,3373,90 -24,20
49 133,0455,0378,01 157,0083,3373,67 -23,96
50 133,0455,1877,86 156,7683,3373,43 -23,72
51 133,0455,3477,70 156,5383,3373,19 -23,49
52 133,0455,5077,54 156,2983,3372,96 -23,25
53 133,0455,6577,39 156,0683,3372,72 -23,02
54 133,0455,8177,23 155,8283,3372,49 -22,78
55 133,0455,9777,07 155,5883,3372,25 -22,54
56 133,0456,1376,91 155,3583,3372,01 -22,31
57 133,0456,2976,75 155,1183,3371,78 -22,07
58 133,0456,4576,59 154,8883,3371,54 -21,84
59 133,0456,6176,43 154,6483,3371,31 -21,60
60 133,0456,7776,27 154,4083,3371,07 -21,36
61 133,0456,9376,11 154,1783,3370,83 -21,13
62 133,0457,0975,95 153,9383,3370,60 -20,89
63 133,0457,2575,79 153,6983,3370,36 -20,65
64 133,0457,4175,63 153,4683,3370,13 -20,42
65 133,0457,5875,46 153,2283,3369,89 -20,18
66 133,0457,7475,30 152,9983,3369,65 -19,95
67 133,0457,9075,14 152,7583,3369,42 -19,71
68 133,0458,0774,97 152,5183,3369,18 -19,47
69 133,0458,2374,81 152,2883,3368,94 -19,24
70 133,0458,4074,64 152,0483,3368,71 -19,00
71 133,0458,5674,48 151,8183,3368,47 -18,77
72 133,0458,7374,31 151,5783,3368,24 -18,53
73 133,0458,8974,15 151,3383,3368,00 -18,29
74 133,0459,0673,98 151,1083,3367,76 -18,06
75 133,0459,2373,81 150,8683,3367,53 -17,82
76 133,0459,4073,64 150,6383,3367,29 -17,59
77 133,0459,5673,48 150,3983,3367,06 -17,35
78 133,0459,7373,31 150,1583,3366,82 -17,11
79 133,0459,9073,14 149,9283,3366,58 -16,88
80 133,0460,0772,97 149,6883,3366,35 -16,64
81 133,0460,2472,80 149,4483,3366,11 -16,40
82 133,0460,4172,63 149,2183,3365,88 -16,17
83 133,0460,5872,46 148,9783,3365,64 -15,93
84 133,0460,7672,28 148,7483,3365,40 -15,70
85 133,0460,9372,11 148,5083,3365,17 -15,46
86 133,0461,1071,94 148,2683,3364,93 -15,22
87 133,0461,2771,77 148,0383,3364,69 -14,99
88 133,0461,4571,59 147,7983,3364,46 -14,75
89 133,0461,6271,42 147,5683,3364,22 -14,52
90 133,0461,8071,24 147,3283,3363,99 -14,28
91 133,0461,9771,07 147,0883,3363,75 -14,04
92 133,0462,1570,89 146,8583,3363,51 -13,81
93 133,0462,3270,72 146,6183,3363,28 -13,57
94 133,0462,5070,54 146,3883,3363,04 -13,34
95 133,0462,6870,36 146,1483,3362,81 -13,10
96 133,0462,8570,19 145,9083,3362,57 -12,86
97 133,0463,0370,01 145,6783,3362,33 -12,63
98 133,0463,2169,83 145,4383,3362,10 -12,39
99 133,0463,3969,65 145,1983,3361,86 -12,15
100 133,0463,5769,47 144,9683,3361,63 -11,92
101 133,0463,7569,29 144,7283,3361,39 -11,68
102 133,0463,9369,11 144,4983,3361,15 -11,45
103 133,0464,1168,93 144,2583,3360,92 -11,21
104 133,0464,2968,75 144,0183,3360,68 -10,97
105 133,0464,4868,56 143,7883,3360,44 -10,74
106 133,0464,6668,38 143,5483,3360,21 -10,50
107 133,0464,8468,20 143,3183,3359,97 -10,27
108 133,0465,0268,02 143,0783,3359,74 -10,03
109 133,0465,2167,83 142,8383,3359,50 -9,79
110 133,0465,3967,65 142,6083,3359,26 -9,56
111 133,0465,5867,46 142,3683,3359,03 -9,32
112 133,0465,7667,28 142,1383,3358,79 -9,09
113 133,0465,9567,09 141,8983,3358,56 -8,85
114 133,0466,1466,90 141,6583,3358,32 -8,61
115 133,0466,3366,71 141,4283,3358,08 -8,38
116 133,0466,5166,53 141,1883,3357,85 -8,14
117 133,0466,7066,34 140,9483,3357,61 -7,90
118 133,0466,8966,15 140,7183,3357,38 -7,67
119 133,0467,0865,96 140,4783,3357,14 -7,43
120 133,0467,2765,77 140,2483,3356,90 -7,20
121 133,0467,4665,58 140,0083,3356,67 -6,96
122 133,0467,6565,39 139,7683,3356,43 -6,72
123 133,0467,8465,20 139,5383,3356,19 -6,49
124 133,0468,0465,00 139,2983,3355,96 -6,25
125 133,0468,2364,81 139,0683,3355,72 -6,02
126 133,0468,4264,62 138,8283,3355,49 -5,78
127 133,0468,6264,42 138,5883,3355,25 -5,54
128 133,0468,8164,23 138,3583,3355,01 -5,31
129 133,0469,0164,03 138,1183,3354,78 -5,07
130 133,0469,2063,84 137,8883,3354,54 -4,84
131 133,0469,4063,64 137,6483,3354,31 -4,60
132 133,0469,5963,45 137,4083,3354,07 -4,36
133 133,0469,7963,25 137,1783,3353,83 -4,13
134 133,0469,9963,05 136,9383,3353,60 -3,89
135 133,0470,1962,85 136,6983,3353,36 -3,65
136 133,0470,3962,65 136,4683,3353,13 -3,42
137 133,0470,5962,45 136,2283,3352,89 -3,18
138 133,0470,7962,25 135,9983,3352,65 -2,95
139 133,0470,9962,05 135,7583,3352,42 -2,71
140 133,0471,1961,85 135,5183,3352,18 -2,47
141 133,0471,3961,65 135,2883,3351,94 -2,24
142 133,0471,5961,45 135,0483,3351,71 -2,00
143 133,0471,7961,25 134,8183,3351,47 -1,77
144 133,0472,0061,04 134,5783,3351,24 -1,53
145 133,0472,2060,84 134,3383,3351,00 -1,29
146 133,0472,4160,63 134,1083,3350,76 -1,06
147 133,0472,6160,43 133,8683,3350,53 -0,82
148 133,0472,8260,22 133,6383,3350,29 -0,59
149 133,0473,0260,02 133,3983,3350,06 -0,35
150 133,0473,2359,81 133,1583,3349,82 -0,11
151 133,0473,4459,60 132,9283,3349,58 0,12
152 133,0473,6559,39 132,6883,3349,35 0,36
153 133,0473,8559,19 132,4483,3349,11 0,60
154 133,0474,0658,98 132,2183,3348,88 0,83
155 133,0474,2758,77 131,9783,3348,64 1,07
156 133,0474,4858,56 131,7483,3348,40 1,30
157 133,0474,6958,35 131,5083,3348,17 1,54
158 133,0474,9158,13 131,2683,3347,93 1,78
159 133,0475,1257,92 131,0383,3347,69 2,01
160 133,0475,3357,71 130,7983,3347,46 2,25
161 133,0475,5457,50 130,5683,3347,22 2,48
162 133,0475,7657,28 130,3283,3346,99 2,72
163 133,0475,9757,07 130,0883,3346,75 2,96
164 133,0476,1956,85 129,8583,3346,51 3,19
165 133,0476,4056,64 129,6183,3346,28 3,43
166 133,0476,6256,42 129,3883,3346,04 3,66
167 133,0476,8456,20 129,1483,3345,81 3,90
168 133,0477,0655,98 128,9083,3345,57 4,14
169 133,0477,2755,77 128,6783,3345,33 4,37
170 133,0477,4955,55 128,4383,3345,10 4,61
171 133,0477,7155,33 128,1983,3344,86 4,85
172 133,0477,9355,11 127,9683,3344,63 5,08
173 133,0478,1554,89 127,7283,3344,39 5,32
174 133,0478,3854,66 127,4983,3344,15 5,55
175 133,0478,6054,44 127,2583,3343,92 5,79
176 133,0478,8254,22 127,0183,3343,68 6,03
177 133,0479,0454,00 126,7883,3343,44 6,26
178 133,0479,2753,77 126,5483,3343,21 6,50
179 133,0479,4953,55 126,3183,3342,97 6,73
180 133,0479,7253,32 126,0783,3342,74 6,97
181 133,0479,9453,10 125,8383,3342,50 7,21
182 133,0480,1752,87 125,6083,3342,26 7,44
183 133,0480,4052,64 125,3683,3342,03 7,68
184 133,0480,6252,42 125,1383,3341,79 7,91
185 133,0480,8552,19 124,8983,3341,56 8,15
186 133,0481,0851,96 124,6583,3341,32 8,39
187 133,0481,3151,73 124,4283,3341,08 8,62
188 133,0481,5451,50 124,1883,3340,85 8,86
189 133,0481,7751,27 123,9483,3340,61 9,10
190 133,0482,0051,04 123,7183,3340,38 9,33
191 133,0482,2450,80 123,4783,3340,14 9,57
192 133,0482,4750,57 123,2483,3339,90 9,80
193 133,0482,7050,34 123,0083,3339,67 10,04
194 133,0482,9450,10 122,7683,3339,43 10,28
195 133,0483,1749,87 122,5383,3339,19 10,51
196 133,0483,4149,63 122,2983,3338,96 10,75
197 133,0483,6449,40 122,0683,3338,72 10,98
198 133,0483,8849,16 121,8283,3338,49 11,22
199 133,0484,1248,92 121,5883,3338,25 11,46
200 133,0484,3648,68 121,3583,3338,01 11,69
201 133,0484,6048,44 121,1183,3337,78 11,93
202 133,0484,8448,20 120,8883,3337,54 12,16
203 133,0485,0847,96 120,6483,3337,31 12,40
204 133,0485,3247,72 120,4083,3337,07 12,64
205 133,0485,5647,48 120,1783,3336,83 12,87
206 133,0485,8047,24 119,9383,3336,60 13,11
207 133,0486,0546,99 119,6983,3336,36 13,35
208 133,0486,2946,75 119,4683,3336,13 13,58
209 133,0486,5346,51 119,2283,3335,89 13,82
210 133,0486,7846,26 118,9983,3335,65 14,05
211 133,0487,0246,02 118,7583,3335,42 14,29
212 133,0487,2745,77 118,5183,3335,18 14,53
213 133,0487,5245,52 118,2883,3334,94 14,76
214 133,0487,7745,27 118,0483,3334,71 15,00
215 133,0488,0245,02 117,8183,3334,47 15,23
216 133,0488,2644,78 117,5783,3334,24 15,47
217 133,0488,5144,53 117,3383,3334,00 15,71
218 133,0488,7744,27 117,1083,3333,76 15,94
219 133,0489,0244,02 116,8683,3333,53 16,18
220 133,0489,2743,77 116,6383,3333,29 16,41
221 133,0489,5243,52 116,3983,3333,06 16,65
222 133,0489,7843,26 116,1583,3332,82 16,89
223 133,0490,0343,01 115,9283,3332,58 17,12
224 133,0490,2942,75 115,6883,3332,35 17,36
225 133,0490,5442,50 115,4483,3332,11 17,60
226 133,0490,8042,24 115,2183,3331,88 17,83
227 133,0491,0541,99 114,9783,3331,64 18,07
228 133,0491,3141,73 114,7483,3331,40 18,30
229 133,0491,5741,47 114,5083,3331,17 18,54
230 133,0491,8341,21 114,2683,3330,93 18,78
231 133,0492,0940,95 114,0383,3330,69 19,01
232 133,0492,3540,69 113,7983,3330,46 19,25
233 133,0492,6140,43 113,5683,3330,22 19,48
234 133,0492,8840,16 113,3283,3329,99 19,72
235 133,0493,1439,90 113,0883,3329,75 19,96
236 133,0493,4039,64 112,8583,3329,51 20,19
237 133,0493,6739,37 112,6183,3329,28 20,43
238 133,0493,9339,11 112,3883,3329,04 20,66
239 133,0494,2038,84 112,1483,3328,81 20,90
240 133,0494,4738,57 111,9083,3328,57 21,14
241 133,0494,7338,31 111,6783,3328,33 21,37
242 133,0495,0038,04 111,4383,3328,10 21,61
243 133,0495,2737,77 111,1983,3327,86 21,85
244 133,0495,5437,50 110,9683,3327,63 22,08
245 133,0495,8137,23 110,7283,3327,39 22,32
246 133,0496,0836,96 110,4983,3327,15 22,55
247 133,0496,3636,68 110,2583,3326,92 22,79
248 133,0496,6336,41 110,0183,3326,68 23,03
249 133,0496,9036,14 109,7883,3326,44 23,26
250 133,0497,1835,86 109,5483,3326,21 23,50
251 133,0497,4535,59 109,3183,3325,97 23,73
252 133,0497,7335,31 109,0783,3325,74 23,97
253 133,0498,0135,03 108,8383,3325,50 24,21
254 133,0498,2834,76 108,6083,3325,26 24,44
255 133,0498,5634,48 108,3683,3325,03 24,68
256 133,0498,8434,20 108,1383,3324,79 24,91
257 133,0499,1233,92 107,8983,3324,56 25,15
258 133,0499,4033,64 107,6583,3324,32 25,39
259 133,0499,6833,36 107,4283,3324,08 25,62
260 133,0499,9733,07 107,1883,3323,85 25,86
261 133,04100,2532,79 106,9483,3323,61 26,10
262 133,04100,5332,51 106,7183,3323,38 26,33
263 133,04100,8232,22 106,4783,3323,14 26,57
264 133,04101,1031,94 106,2483,3322,90 26,80
265 133,04101,3931,65 106,0083,3322,67 27,04
266 133,04101,6831,36 105,7683,3322,43 27,28
267 133,04101,9731,07 105,5383,3322,19 27,51
268 133,04102,2530,79 105,2983,3321,96 27,75
269 133,04102,5430,50 105,0683,3321,72 27,98
270 133,04102,8330,21 104,8283,3321,49 28,22
271 133,04103,1329,91 104,5883,3321,25 28,46
272 133,04103,4229,62 104,3583,3321,01 28,69
273 133,04103,7129,33 104,1183,3320,78 28,93
274 133,04104,0029,04 103,8883,3320,54 29,16
275 133,04104,3028,74 103,6483,3320,31 29,40
276 133,04104,6028,44 103,4083,3320,07 29,64
277 133,04104,8928,15 103,1783,3319,83 29,87
278 133,04105,1927,85 102,9383,3319,60 30,11
279 133,04105,4927,55 102,6983,3319,36 30,35
280 133,04105,7927,25 102,4683,3319,13 30,58
281 133,04106,0926,95 102,2283,3318,89 30,82
282 133,04106,3926,65 101,9983,3318,65 31,05
283 133,04106,6926,35 101,7583,3318,42 31,29
284 133,04106,9926,05 101,5183,3318,18 31,53
285 133,04107,2925,75 101,2883,3317,94 31,76
286 133,04107,6025,44 101,0483,3317,71 32,00
287 133,04107,9025,14 100,8183,3317,47 32,23
288 133,04108,2124,83 100,5783,3317,24 32,47
289 133,04108,5124,53 100,3383,3317,00 32,71
290 133,04108,8224,22 100,1083,3316,76 32,94
291 133,04109,1323,91 99,8683,3316,53 33,18
292 133,04109,4423,60 99,6383,3316,29 33,41
293 133,04109,7523,29 99,3983,3316,06 33,65
294 133,04110,0622,98 99,1583,3315,82 33,89
295 133,04110,3722,67 98,9283,3315,58 34,12
296 133,04110,6822,36 98,6883,3315,35 34,36
297 133,04111,0022,04 98,4483,3315,11 34,60
298 133,04111,3121,73 98,2183,3314,88 34,83
299 133,04111,6321,41 97,9783,3314,64 35,07
300 133,04111,9421,10 97,7483,3314,40 35,30
301 133,04112,2620,78 97,5083,3314,17 35,54
302 133,04112,5820,46 97,2683,3313,93 35,78
303 133,04112,9020,14 97,0383,3313,69 36,01
304 133,04113,2219,82 96,7983,3313,46 36,25
305 133,04113,5419,50 96,5683,3313,22 36,48
306 133,04113,8619,18 96,3283,3312,99 36,72
307 133,04114,1818,86 96,0883,3312,75 36,96
308 133,04114,5118,53 95,8583,3312,51 37,19
309 133,04114,8318,21 95,6183,3312,28 37,43
310 133,04115,1617,88 95,3883,3312,04 37,66
311 133,04115,4817,56 95,1483,3311,81 37,90
312 133,04115,8117,23 94,9083,3311,57 38,14
313 133,04116,1416,90 94,6783,3311,33 38,37
314 133,04116,4716,57 94,4383,3311,10 38,61
315 133,04116,8016,24 94,1983,3310,86 38,85
316 133,04117,1315,91 93,9683,3310,63 39,08
317 133,04117,4615,58 93,7283,3310,39 39,32
318 133,04117,7915,25 93,4983,3310,15 39,55
319 133,04118,1314,91 93,2583,339,92 39,79
320 133,04118,4614,58 93,0183,339,68 40,03
321 133,04118,8014,24 92,7883,339,44 40,26
322 133,04119,1313,91 92,5483,339,21 40,50
323 133,04119,4713,57 92,3183,338,97 40,73
324 133,04119,8113,23 92,0783,338,74 40,97
325 133,04120,1512,89 91,8383,338,50 41,21
326 133,04120,4912,55 91,6083,338,26 41,44
327 133,04120,8312,21 91,3683,338,03 41,68
328 133,04121,1711,87 91,1383,337,79 41,91
329 133,04121,5211,52 90,8983,337,56 42,15
330 133,04121,8611,18 90,6583,337,32 42,39
331 133,04122,2110,83 90,4283,337,08 42,62
332 133,04122,5510,49 90,1883,336,85 42,86
333 133,04122,9010,14 89,9483,336,61 43,10
334 133,04123,259,79 89,7183,336,38 43,33
335 133,04123,609,44 89,4783,336,14 43,57
336 133,04123,959,09 89,2483,335,90 43,80
337 133,04124,308,74 89,0083,335,67 44,04
338 133,04124,658,39 88,7683,335,43 44,28
339 133,04125,008,04 88,5383,335,19 44,51
340 133,04125,367,68 88,2983,334,96 44,75
341 133,04125,717,33 88,0683,334,72 44,98
342 133,04126,076,97 87,8283,334,49 45,22
343 133,04126,436,61 87,5883,334,25 45,46
344 133,04126,786,26 87,3583,334,01 45,69
345 133,04127,145,90 87,1183,333,78 45,93
346 133,04127,505,54 86,8883,333,54 46,16
347 133,04127,875,17 86,6483,333,31 46,40
348 133,04128,234,81 86,4083,333,07 46,64
349 133,04128,594,45 86,1783,332,83 46,87
350 133,04128,964,08 85,9383,332,60 47,11
351 133,04129,323,72 85,6983,332,36 47,35
352 133,04129,693,35 85,4683,332,13 47,58
353 133,04130,052,99 85,2283,331,89 47,82
354 133,04130,422,62 84,9983,331,65 48,05
355 133,04130,792,25 84,7583,331,42 48,29
356 133,04131,161,88 84,5183,331,18 48,53
357 133,04131,531,51 84,2883,330,94 48,76
358 133,04131,911,13 84,0483,330,71 49,00
359 133,04132,280,76 83,8183,330,47 49,23
360 133,04132,660,38 83,5783,330,24 49,47
Suma 47 894,4029 997,1817 897,22 45 342,5030 000,0015 342,50 2 551,80
Przedstawiony tu kalkulator kredytów i pożyczek jest multi-walutowy i dobrze policzy Twój mieszkaniowy kredyt hipoteczny (zarówno w złotówkach jak i we frankach), a także pożyczkę na samochód czy sprzęt RTV-AGD. Policzone wartości odsetek kredytów mają jedynie charakter poglądowy - niemniej autorzy dołożyli wielu starań aby wyniki były rzetelne.

*Kalkulacja rat liczona przy założeniu kapitalizacji miesięcznej
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